PREPARATORY QUESTIONS

BANKING/FINANCIAL KNOWLEDGE

PREPARATORY SET-77

Direction (Qs.1-20): Read the following questions carefully and choose your answer from the given five options.

 

Question No : 1

Within the education sector the highest priority is given to which of the following Government schemes?

(1) Technical education

(2) Primary education

(3) High school education

(4) Adult education

(5) None of these

Question No : 2

To which of the following banks of Russia has the Reserve Bank of India (RBI) granted permission to open its branch in New Delhi?

(1) Aktive Bank

(2) Bank BFT

(3) Inkas Bank

(4) Gazprom Bank

(5) MDM Bank

Question No : 3

If a farmer wishes to increase the productivity of the land how can it be accomplished?

(A) By use of chemical inputs.

(B) By excessive use of pesticides/herbicides.          

(C) By copious use of water for irrigation.

(1) Both (A) and (B)

(2) Only (A)

(3) Both (B) and (C)

(4) Only (C)

(5) Both (A) and (C)

Question No : 4

All those who are engaged in selling Mutual products are now required to clear a certification exam and get themselves registered as Mutual Fund Agents will the

(1) Reserve Bank of India 

(2) Securities and Exchange Board of India

(3) Registrar of Companies 

(4) National Assessment and Accreditation Council

(5) Association of Mutual Funds in India

Question No : 5

The Reserve Bank of India has put most of its Foreign Exchange Reserves in the form of deposits with other Central and Foreign Banks and very little has been invested in securities. Which of the following may be the reason for adopting such a strategy by the RBI?

(1) It wishes that more and more foreign exchange should be made available to NRIs

(2) It wants to have a good amount of forex available in cash as the payments for arms and ammunition is always done in cash

(3) It wants to have good liquidity of forex at its disposal as the war between Iraq and USA may prolong further.

(4) It is bringing back all the gold stocks of India pledged to other countries a few years back in a phased manner by repaying the debts in cash

(5) None of these

Question No : 6

Which of the following gives green colour to the leaves of a plant?

(1) Plasma

(2) Starch

(3) Chloroform

(4) Haemoglobin

(5) Chlorophyll

Question No : 7

Which among the following is related to Article 356 of Indian Constitution?

(1) Fundamental Right to Education

(2) Special States of Jammu & Kashmir

(3) Appointment of Governors in the States

(4) Implementation of President’s rule in any State

(5) None of these

Question No : 8

World Population Day is celebrated on

(1) 11th August

(2) 11th June    

(3) 11th July

(4) 11th May    

(5) None of these

Question No : 9

Dronacharya Award is given to ___

(1) Tennis player at junior level

(2) For best performance by a player in duration of one year

(3) For the best performance on international level by a player

(4) Best performance by a cricket player at junior level

(5) None of these

Question No : 10

India is on the way of economic reforms. Which of the following is not a profit-marking?

(1) Loss in transaction cost

(2) increased financial elasticity in every sectors of society

(3) Effective Monetary Policy

(4) Grip on market by strong institution

(5) Strong and competitive Banking institutions

Question No : 11

When companies release their public issues the word ‘underrighers’ is illustrated. What does the word ‘underrigher’ mean?

(1) This is the name of the firm which prepares draft for advertisements

(2) These are the bankers of companies which sells application papers

(3) These are the firm or bank which confirms selling of stocks

(4) These are the legal advisers of companies

(5) None of these

Question No : 12

Which among the following terms is not related to Banking or Finance?

(1) Debenture

(2) Equity 

(3) Zero coupon

(4) Par value

(5) Giga Byte

Question No : 13

India’s National Dairy Research Institute is in ____

(1) Ahmedabad

(2) Karnal

(3) Hyderabad

(4) Lucknow

(5) Jaipur

Question No : 14

Which of the following is a Development Bank?

(1) HDFC Bank

(2) National Housing Bank

(3) HSBC Bank

(4) Central Bank of India 

(5) Saraswat Co. Op. Bank

Question No : 15

Which of the following is the name of the World Bank assisted countrywide training programme for all functionaries of integrated Child Development Schemes?

(1) Kishori Shaleti Yojana

(2) Kutir Jyoti

(3) Swajaldhara

(4) UDISHA

(5) None of these

Question No : 16

The Government of India has decided to give land rights to which of the following segments of society in forests as they were residing in the forests only, before the enactment of the Forest Conservation Act, 1980?

(1) Tribals

(2) Persons displaced by Narmada Sagar Pariyojana

(3) Activists of the Chipko Movement

(4) Dacoits of the chambal valley who were included in the main stream of life

(5) None of these

Question No : 17

Which of the following states does not have Panchayat Raj System?

(1) Mizoram

(2) Haryana

(3) West Bengal

(4) Kerala

(5) Karnataka

Question No : 18

Which of the following Rates/Ratios is not covered under the Monetary and Credit policy of the RBI?

(1) Bank Rate

(2) Exchange Rate of Foreign Currencies

(3) Reverse Repo Rate 

(4) Cash Reserve Ratio

(5) Repo Rate

Question No : 19

The Government of India re-approved the ‘National Electricity Policy’. Which of the following statements about the same is/are true?

(A) It is aimed that everybody should get electricity by the year 2010.

(B) The per capita consumption should be increased to 580kw/year.

(C) Encourage captive plants to feed surplus power into state grids.

(1) Only (A) and (B)

(2) Only (A) and (C) 

(3) Only (B)

(4) Only (C)

(5) None of these

Question No : 20

Which of the following cannot be called a sugarcane producing state?

(1) Maharashtra

(2) Karnataka

(3) Uttar Pradesh 

(4) Tamil Nadu

(5) Nagaland